Find A Mortgage Broker

Find your local 1300HomeLoan mortgage broker with our Broker Locator tool.

Find A Mortgage Broker
How Much Can I Borrow?

Discover your borrowing power with this loan calculator.

How Much Can I Borrow?
Loan Repayment Calculator

Can you afford a higher monthly repayment on your loan? Let's find out.

Loan Repayment Calculator
Extra Repayment Calculator

Did you know making extra repayments could save you years worth of interest?

Extra Repayment Calculator
Stamp Duty Calculator

Many people are unsure what stamp duty is, but it's a cost every borrower needs to pay.

Stamp Duty Calculator
Budget Planner

Plan ahead with your money, and discover how much you could be saving each month.

Budget Planner

Need To Sort Out Your Finances? Take Advantage Of The 1300HomeLoan Tools!

Dealing with finances is never easy, especially when you are encountering loan repayments, mortgages and budgets. Fortunately, you can count on a 1300HomeLoan broker and the selection of tools you can find on this page. Let us take a closer look at our tools and how they can benefit you.

What Is the Find A Mortgage Broker Tool?

With our “Find a Mortgage Broker” tool, you are able to find a great mortgage broker locally. 1300HomeLoan is able to provide you with a mortgage broker, no matter the specialisation you are looking for. Our mortgage brokers database has brokers with a lot of experience in property investment, loan refinancing and mortgages, so you will definitely find someone to assist you.

What Is The Repayment Calculator?

Clients who want to know if they could potentially make some extra repayments on a loan, can use our extra repayment calculator. However, we do recommend getting a mortgage broker to have a good look at your finances before making any decisions.

What Is the How Much Can I Borrow Tool?

The “How Much Can I Borrow” tool gives you an indication of how much money you could potentially borrow from a financial institution. On the tool you can select the term, interest rate, the application type, gross income and more. Please be as accurately as possible so that the tool can provide you with an accurate estimate.

What Is The Stamp Duty Calculator?

Not many people are aware of stamp duty. Stamp duty is basically a duty that is levied on the legal recognition of documents. With the help of our Stamp Duty Calculator, you can easily calculate the amount you will have to pay.

What Is The Loan Repayment Calculator?

The loan repayment calculator can be compared to our extra repayment calculator. With the loan repayment calculator, you can calculate if you could afford higher monthly repayments on your existing loan. If your financial situation changed for the better, you might get additional benefit by choosing a higher monthly repayment. Before making any decision on loan repayments, please consult your mortgage broker first.

What Is The Budget Planner?

Creating a budget for yourself can be a great idea. Not only can you better your own financial situation, you could potentially save a lot of money as well. If you would like to secure your financial future, we recommend using our budget calculator. With our calculator, you can plan your expenses and savings a lot more easily with categories such as personal, insurance, medical, education, household, debts, transport and kids.

Can I Contact You If I Need Help With The Tools?

Do you need some help with our tools? Feel free to contact 1300HomeLoan for help. For more information about our financial tools, please call 1300-466-356. Alternatively, you can also send us a message by mailing to Our customer service department will get back to you as soon as possible.

Get A Better Grip On Your Financials With Our Budget Planner!

Do you need to save up for a deposit or another big expense that is awaiting you? Then we can recommend using our handy budget planner, which allows you to create a detailed budget for an unlimited time. Curious what you need to take into account for a budget and how one of our mortgage brokers can help? Read on to find out what 1300HomeLoan can do for you!

How Does The Budget Calculator Work?

Our budget calculator allows you to enter your income and expenses, so you can get a better view of what you can save. Some expense categories we have incorporated are personal, insurance, medical, education, household, debts, transport and kids. We also added a special savings category so you can get a full overview of your current financial situation.

With the budget planner, you will be able to put some money aside and possibly save on some expenses you did not even know you had. For example, you may still have a subscription to a certain website you have not used in years. Or maybe you can find a better insurance deal somewhere that could save you a considerable amount of money?

Why Should I Hire A Mortgage Broker To Do My Budget?

A good mortgage broker can do wonders for your budget. First of all, a mortgage broker can help you deal with some of the more difficult expenses, for example insurance. Given the fact that the majority of mortgage brokers can also find you better deals on home insurance, life insurance and other insurance types, you can possibly save some extra dollars each month by letting your mortgage broker find you a better insurance deal.

With the help of a mortgage broker, you are also more likely to have a more realistic budget. Most people who create a budget can encounter some problems, for example unforeseen expenses that were not taken into account when the budget was created. Many people create a budget based on their current needs and even though this is not necessarily the wrong thing to do, it can create some problems when you need to buy something new for the house or if you need to get some repairs done. For example, if your washing machine suddenly breaks and there is not enough money in your budget to get a new one.

When you hire a mortgage broker, you can relay your concerns about unforeseen expenses. By doing so, the mortgage broker will take these things into account when creating a budget for you. The majority of people who received a budget from a mortgage broker find it a lot easier to stick to and still have enough money to continue their usual lifestyle.

Can I Contact 1300HomeLoan For More Information About Budgets?

Do you have an additional question about budgets? Or would you like to hire a mortgage broker to help create a budget plan? Feel free to contact 1300HomeLoan at 1300-466-356 for more information on budgets, or send your question to

Lighten The Load Of Your Loan With Extra Loan Repayments!

Has your financial situation changed for the better in the past few years? Then why not consider some extra loan repayments to lighten the load of your current mortgage or personal loan. With the help of a mortgage broker, you can figure out if your financial situation allows some extra loan repayments and if these would be more beneficial for your future financial situation.

How Do I Know If Extra Loan Repayments Are The Right Choice For Me?

Most people will experience a change of their financial situation, this can be an unforeseen expense or your financial situation could have improved due to a significant pay rise. When you feel like you could afford more and that you may be able to do some extra loan repayments, it might be a good idea to get a mortgage broker from 1300Home Loan.

With the help of mortgage broker, you can easily tell if extra loan repayments are possible and if they would be in your best interest. A mortgage broker can also negotiate with your current financial institution and work out a new deal that shortens your current payment term.

Should I Go For Loan Refinancing Instead?

Even though loan refinancing is most commonly used by people who find it difficult to keep up with their loan repayments, loan refinancing is also used to find better interest rates and payment terms. If you suddenly have extra money available, you could consider loan refinancing for a better interest rate and term.

For loan refinancing, we also recommend hiring the services of a mortgage broker. A mortgage broker from 1300HomeLoan can start the negotiations with the bank or the lender on your behalf, working out a new deal that is more beneficial to you. For example, a refinanced loan could give you a better interest rate, but with a shorter repayment term. Therefore you do not have to make extra loan repayments, but you are still better off in the long run with the new refinanced loan.

Can You Tell Me a Little More About the Extra Repayment Calculator?

The Extra Repayment Calculator on 1300HomeLoan enables you to get an estimate on extra monthly repayments. In this tool you can select the loan term, loan amount, interest rate, repayment frequency, the extra monthly repayments you wish to make and the term you want to start the extra repayments at.

With the help of our Extra Repayment Calculator, you can get an updated loan term and the time you will save by making extra payments to the financial institution or lender. Once you have used the tool, we recommend printing out the result and showing them to your mortgage broker for additional advice.

Can I Contact 1300HomeLoan For More Information On Extra Loan Repayments?

Are you not that familiar with extra loan repayments? Are you not entirely sure if a mortgage broker would be needed at this point? Do not hesitate to contact 1300HomeLoan and get our insight. To speak to someone at 1300HomeLoan, please call 1300-466-356 or send a message to